Unlock Smarter Commercial, SBA, and Investment
Financing Fast, Flexible Solutions — Tailored to Your Business and Property Goals
At Commercial Capital Ltd., we help business owners and investors access the right financing — faster,
easier, and with better terms than a single bank can offer.
With access to hundreds of lenders nationwide, we match your project with the ideal loan structure,
from SBA 7(a) and 504 programs to bridge, construction, and commercial real estate loans ranging
from $500,000 to over $100 million.
We’re not a bank — we work for you, ensuring your project gets the attention, flexibility, and approval it
deserves.
✅ One Application, Multiple Lender Matches
✅ Fast Pre-Approvals — Often in 72 Hours
✅ 20+ Years of Lending Expertise
✅ Specialized in SBA, Bridge, and CRE Financing
📞 Call Karen at (512) 358-1511 or click [Get Started} to see how quickly we can help you get approved.
Unlock Commercial, SBA, and Investor Bridge Financing
Tailored Solutions for Your Business and Investment Needs
Get the Financing You Deserve
Securing the right funding is one of the most important decisions a business owner or investor makes. Not every lender offers the same programs, flexibility, or speed — and choosing the wrong one can delay your growth or cost you an opportunity.
That’s where a commercial loan broker makes all the difference.
At Commercial Capital Ltd., we represent you, not the bank. We leverage over 20 years of lending experience and an extensive nationwide lender network to match your project with the right financing structure and lender. Our goal is simple: to help you close faster, with better terms and fewer obstacles.
We provide customized financing solutions from $500,000 to over $100 million, including Commercial Real Estate, SBA, and Investor Bridge Loans — all tailored to your goals and project timeline.
Whether you’re acquiring a new property, starting a business, expanding operations, or developing a new facility, our team provides the guidance and access you need to move forward confidently.
Diverse Financing Programs
We offer a wide range of funding options for both business owners and real estate investors:
SBA 7(a) and SBA 504 Loans
Flexible long-term financing for:
- Startups and Business Acquisitions – Buy or start a business with lower down payments and longer terms.
- Franchise Financing – Capital for new franchise locations or expansions.
- Commercial Real Estate and Construction – Purchase, expand, or build new facilities.
- Equipment and Working Capital – Fund growth without sacrificing cash flow.
Why SBA Loans Through a Broker?
- Access to multiple SBA Preferred Lenders
- Expert guidance on eligibility, structure, and packaging
- Faster decisions and funding — we know which lenders move quickest
- Lower down payments and longer amortizations (up to 25 years)
Commercial Real Estate Loans
Conventional and non-bank financing for income-producing properties, including:
- Office, Retail, and Industrial
- Multifamily, Mixed-Use, and Special Use
- Owner-Occupied or Investment Properties
Healthcare and Senior Living Loans
Specialized financing for:
- Assisted Living & Memory Care
- Skilled Nursing & Rehabilitation Facilities
- Behavioral Health & Addiction Recovery Centers
Hospitality and Franchise Loans
We help business owners and developers secure competitive terms for:
- Hotel Construction, Acquisition, or Repositioning
- Restaurant Startups or Expansions
- Franchise Development and Remodels
Construction and Development Loans
Financing for ground-up, renovation, or repositioning projects with tailored draw schedules and flexible exit options.
Investor Bridge Loans
Fast, Asset-Based Funding When Banks Say No
Our Investor Bridge Loan Program provides quick, short-term capital for acquisitions, cash-out refinances, renovations, or stabilization — ideal for time-sensitive or non-bankable projects.
- Pre-Approval in 72 Hours
- Closings in 7–30 Days
- Asset-Based Underwriting — based on property value, not tax returns or credit
- Perfect for:
- Investors turned down by traditional lenders
- Borrowers with credit or documentation challenges
- Urgent acquisitions or fix-and-flip projects
- Foreign nationals seeking U.S. property financing
Simple 4-Item Pre-Approval Package:
- Application
- Property Address
- Mortgage Statement or Purchase Contract
- 12-Month P&L or Rent Roll
Why Work with a Commercial Loan Broker?
Expert Guidance, Broader Access, Better Results
Unlike a single bank, we work with multiple lenders — including banks, SBA preferred lenders, private funds, and institutional investors — to find the best terms and fastest execution for your needs.
Working with a broker means you:
- Save Time: One application, multiple lender matches.
- Access More Options: Exclusive programs unavailable directly to borrowers.
- Avoid Mistakes: We know each lender’s credit appetite and approval patterns.
- Close Faster: Pre-approvals in days, not weeks.
- Gain an Advocate: We negotiate and manage the process from start to finish.
📞 Call Karen today at (512) 358-1511 or request your free pre-qualification review to explore your best options.
Our Proven Process
Your Roadmap to Commercial Loan Success
- Assess: Comprehensive review of your business, project, and goals.
- Match: We align you with lenders best suited for your financing needs.
- Secure: We manage the full process — from application to closing.
The Cost of Going It Alone
Working directly with a single lender can lead to:
- Repeated declines and unnecessary credit pulls
- Lost opportunities from slow underwriting
- Unfavorable loan terms or rigid structures
- Missed closings due to lack of communication
A seasoned broker helps you navigate the system efficiently — ensuring your loan gets to the finish line.
About Karen Schimpf
As the Owner of Commercial Capital Ltd., Karen brings over two decades of commercial lending experience, including senior positions at Chase, Wells Fargo, and Texas regional banks. She has personally owned and operated multiple businesses and investment properties, giving her firsthand insight into the borrower’s perspective.
Her Personalized Loan Matching Methodology™ combines experience, lender relationships, and practical guidance to secure the best outcomes for each client.
What Clients Say
🗣 John C., Hotel Owner – Colorado
“After being turned down by banks, we secured $6,003,000 in hotel construction financing with Karen’s help. Her understanding of complex hospitality projects made all the difference.”
🗣 John D., Restaurant Owner
“Three banks rejected us. Karen secured our SBA loan and guided us every step of the way. We’ve since expanded and grown revenues by 70%.”
🗣 Michael H., Apartment Investor
“Karen helped us refinance $6 million in apartment properties after a difficult transition. Her diligence and expertise were unmatched.”
Your Strategic Financial Partner
We go beyond securing financing — we help you build long-term financial momentum. At Commercial Capital Ltd., our mission is to connect you with funding that supports growth, stability, and opportunity.
📞 Call Karen at (512) 358-1511 or click below to get pre-approved in as little as 72 hours.